DTC ConnectRTO Atlas · 2026
Download CSVIndia's high-RTO pincodes, mapped.
1,011 flagged pincodes across 25 states, plus national, city, and zone RTO benchmarks from public 2024–2025 filings.
InsightJammu And Kashmir leads concentration at 3.50% — 1 in 29 of its 1,684 pincodes flagged.
- 1,011
- Flagged pincodes
- 25
- States affected
- Uttar Pradesh
- Top state
- Mumbai
- Top district
188 pincodes
27 pincodes
National benchmarks
FY25 figures₹20,000 Cr
Annual RTO loss
India e-commerce, est. yearly
Source: RedSeer (cited Upstox Originals 2024) ↗States by RTO concentration
25 states · sorted by flagged count| State | High-RTO PINs | Total PINs | % High-RTO |
|---|---|---|---|
| Uttar Pradesh | 188 | 17,674 | 1.06% |
| Maharashtra | 150 | 12,610 | 1.19% |
| Rajasthan | 73 | 10,334 | 0.71% |
| Punjab | 72 | 3,809 | 1.89% |
| Madhya Pradesh | 62 | 8,311 | 0.75% |
| Jammu And Kashmir | 59 | 1,684 | 3.50% |
| Karnataka | 59 | 9,682 | 0.61% |
| Bihar | 57 | 9,060 | 0.63% |
| Gujarat | 54 | 8,937 | 0.60% |
| Assam | 36 | 4,010 | 0.90% |
| Telangana | 35 | 5,808 | 0.60% |
| Haryana | 23 | 2,688 | 0.86% |
| Andhra Pradesh | 22 | 10,334 | 0.21% |
| West Bengal | 22 | 8,726 | 0.25% |
| Odisha | 21 | 8,166 | 0.26% |
| Jharkhand | 20 | 3,097 | 0.65% |
| Tamil Nadu | 13 | 11,870 | 0.11% |
| Himachal Pradesh | 9 | 2,781 | 0.32% |
| Uttarakhand | 9 | 2,718 | 0.33% |
| Chhattisgarh | 8 | 3,150 | 0.25% |
| Kerala | 7 | 5,058 | 0.14% |
| Tripura | 7 | 708 | 0.99% |
| Delhi | 3 | 545 | 0.55% |
| Dadra And Nagar Haveli And Daman And Diu | 1 | 59 | 1.69% |
| Manipur | 1 | 699 | 0.14% |
Total PINs per state from the India Post pincode directory (data.gov.in). % High-RTO = flagged pincodes ÷ total pincodes in that state.
Distribution by PIN region
First-digit breakdown| Digit | Region | Distribution | Pincodes | Share |
|---|---|---|---|---|
| 1xx xxx | Delhi, Haryana, Punjab, HP | 167 | 16.5% | |
| 2xx xxx | UP, Uttarakhand | 197 | 19.5% | |
| 3xx xxx | Rajasthan, Gujarat | 127 | 12.6% | |
| 4xx xxx | MP, Chhattisgarh | 220 | 21.8% | |
| 5xx xxx | AP, Telangana, Karnataka | 116 | 11.5% | |
| 6xx xxx | Kerala, TN, Lakshadweep | 20 | 2.0% | |
| 7xx xxx | WB, Odisha, NE States | 87 | 8.6% | |
| 8xx xxx | Bihar, Jharkhand | 77 | 7.6% |
Other public RTO numbers
DRHPs, annual reports, analystsMeesho CoD delivered-and-accepted
75.55%
Implied ~24% RTO. Tier-2/3 anchor.
Source: Meesho DRHP Sep 2025 ↗Meesho prepaid delivered-and-accepted
96.33%
13× safer than CoD on Meesho.
Source: Meesho DRHP Sep 2025 ↗Delhivery industry RTO average
14–18%
Cited by Delhivery against Ecom Express FY24 numbers.
Source: Delhivery letter (Business Standard, Sep 2024) ↗Ecom Express tier-2+ touchpoints
86.23%
Of 580,000 FY24 unique pickup touchpoints.
Source: Ecom Express DRHP Aug 2024 ↗Sources
- Shipway ShipNotes FY25 ↗
- Meesho DRHP Sep 2025 ↗
- Delhivery FY25 Annual Report ↗
- Delhivery letter (Business Standard, Sep 2024) ↗
- Ecom Express DRHP Aug 2024 ↗
- RedSeer (cited Upstox Originals 2024) ↗
- Piyush-Agarwal20/pincode-rto-status (community, Apr 2026) ↗
Pincode list is community-maintained (last refresh April 2026) — directional risk signal, not authoritative. National and city percentages are FY25 figures from the public filings cited above.